New Roof Paid By insurance
Will My Homeowners Insurance Pay For A New Roof
One of our most heard questions is: Will my homeowner’s insurance company pay for a new roof?
While the dwelling coverage of typical homeowners insurance policies do cover the roof of your home, the cause and extent of your roof problems are usually the determining factors in whether insurance will pay for a new roof.
Cause of Roof Damage
Commonly in cases of fire damage, wind damage, and hail damage, homeowners insurance will pay for a new roof , or at least cover the repair if the damage is not sufficient to warrant a new roof. In addition, the personal property coverage may cover contents of your home if they are damaged by the cause of the roof claim.
As your roof ages and is exposed to the elements, normal wear and tear can cause the roofing system to break down. This normal wear and tear on a roof is generally not covered by homeowners insurance policies. While the technologically advanced Owens Corning roofing systems that we install are warranted for 50 years, older roofing systems typically have a lifespan of about 25 years.
Free Roof Inspection To See If Insurance Will Pay For New Roof
If you are concerned that your roof was damaged by a storm or that your roof may not be performing properly for any reason, call our Columbus roofing office and schedule a free roof inspection. Our HAAG Certified roof inspector will inspect your roof, gutters, and downspouts for damage and provide you the results. Should they find any roof damage covered by insurance, they will guide you in the process to begin an a homeowners insurance claim to get a new roof or roof repairs. Our agents work hand in hand with the insurance company the entire time to ensure a smooth process and allow you to focus on the important aspects of life.